Short Term Loans UK

Apply for short term loans with Quick Fast Cash Loan

Quick Fast Cash Loan is one of the upcoming Payday Loan and Instalment Loan service providers in UK. Our service is absolutely free of cost and connected with trusted affiliate lending partners whom are responsible direct lenders and providers of Personal Finance Service to the UK residents. Therefore, the borrowers have very high possibility to get Payday & Instalment Loan according to their requirements and low possibilities to get declined. The potential borrowers can obtain up to £1000 using our service and repay the direct lender after up to 6 months. Interest rate of the loan is dependent upon the direct lender who offers you the loan. As a responsible financial entity we always encourage our users to go through our website and understand our terms and conditions before applying for a Personal Loan using our service.

Our Charges

The loan processing service of Quick Fast Cash Loan is entirely free of cost. Our loan matching service is not associated with any type of charges or fees. You would not be subject to any type of payment towards Quick Fast Cash Loan while using our loan matching service. You will have to repay the loan amount and interest amount directly to loan provider using payment method according to their Terms and Conditions. However, you might be held liable for paying processing fee to the short term loan provider who will offer you payday loan. In this scenario you will be informed regarding the charges and total repayable amount prior signing up the loan agreement. It is highly recommended that you go through all the terms and conditions of the direct lender before signing the agreement.

QFCL offers various types of Payday Loans and they are:

Payday Loans

Payday loans are short term personal loans available exclusively to UK residents for emergency financial usage. UK residents can avail the services of Quick Fast Cash Loan online at the comfort of their own place and time. The easy online application allows them to get a payday loan for up to £400 which is repayable within a maximum of 28 days.

Instalment Loans

Instalment loans are another short term loan service which is provided by Quick Fast Cash Loan. Instalment loans are helpful to borrowers needing a larger amount of money for emergency financial expenses. Instalment loans are available for up to £1000 which can be repaid after a maximum of six (6) months.

How Can Payday Loan Help You

Loans can be very helpful to you for all your emergency needs. At times of urgency, it is often difficult to get access to cash whether it is from friends, family, or banks. Personal loans from banks require a long processing time with excessive paperwork and extensive credit background checks. Even with an approval from the bank, the approved funds availability may take a few business days. In such cases, it is much more effective and efficient to get fast cash loans which are easily made available on the same day of application and approval.

Our company has established itself as one of the most trusted names in the consumer credit industry in UK. Our easy to use and simplified online application allows applicants to apply from anywhere. Our instant decision feature informs the applicant instantly and makes funds available to them immediately upon approval. Our instant service structure is the primary reason for more and more consumers to choose our company.

Rollover

Here at Quick Fast Cash Loan, responsible direct lenders do not encourage the borrowers for rolling over their Payday Loans or Instalment Loans for those whom are unable to repay the cash loans within the maturity date. We always intend to act as a responsible financial service provider by ensuring that direct lenders verify the financial capability of the borrower for repaying the entire loan amount within the agreed time without any extra pressure. We understand the consequences of any payment failure which would lead the borrower to paying penalty charges and additional interests. We recommend all customers who are obtaining payday and instalment loans through our service to repay entire cash loan amount within the maturity date. If the borrowers become unable to repay the cash loan amount by the maturity date, then direct lender might establish an alternative payment method if they contact us in advance.* The alternative payment procedure is designed such method where the borrower will pay a part of principal amount along with the interest. This method allows the borrower reducing his/her debt instalments eventually while saving them from potentially harmful credit affects.

Implications of Non-payment

We strongly suggest the borrowers who wish to obtain payday loans or instalment loans using our service, to repay the full loan amount within the agreed repayment time period with the lender. Because failure to do so would be considered as Non-payment and the borrower would end up paying penalty charges and additional interest charges, which could also affect his/her Credit Rating and may leave an impression on their credit history. The direct lenders are within the legal rights to charge additional interest rate and penalty as per their company policy. With the intension of being responsible lenders, direct lenders may contact their customers through email, phone call, SMS and also in writing before the cash loan maturity date to ensure on-time repayment. If the borrower realizes that he/she would be unable to repay the entire cash loan amount before maturity date, then their direct payday lender might set up an alternative repayment method.* if the borrower contacts their lender in advance. If the direct lender do not receive any repayment or come to an agreement for alternative method with the borrower then the lender might even move for legal help for repeated non-payment.

Late repayments will cause an additional charge of £15 and 0.78% interest per day for as long as 60 days. Upon continued nonpayment, borrowers may be reported to credit agencies which may have a significant effect on your financial credibility in the future.

Renewal Policy

If the borrowers fail to repay the entire payday loan amount within the agreed time with the direct lender due to any unforeseen reason, then they can contact their lenders before maturity date to apply for a time extension on the existing loan, which is known as Loan Renewal.* All the renewals are subject to approval and customer eligibility and the direct lenders have all the rights deny any renewal request. After justifying the eligibility your lender would contact you and issue additional time period for repaying the existing amount with your consent. This extension procedure is free of cost. However, the lender might charge additional interest rate per week for the extended period of time.

Wealth Warning

Payday loan does not provide long term financial solution (In that case, you can obtain Instalment Loan from us and repay them within 6 months). This loan process is designed to support people in overcoming their brief financial troubles and only offered for a short period of time. If you are in extreme financial problem and searching for a long lasting resolution, then it is strongly suggested to look for advice from an expert financial consultant. We strongly suggest our users to repay the whole loan amount to their lending companies within the loan maturity date and if they become unable to repay the loan amount by the maturity date, then the direct lender might establish an alternative payment method if the borrowers contact them in advance.* The alternative payment procedure is designed such method where the borrower will pay a part of principal amount along with the interest. This method allows the borrower reducing his/her debt instalments eventually while saving them from potentially harmful and long lasting credit effects.

*IMPORTANT! CREDIT IS SUBJECT TO STATUS, AFFORDABILITY AND CREDIT CHECKS - Visit Frequently Asked Questions, For More Details.

Interested applicants must be at least 18 years old. There may be a first time customer limit of £1000 and returning customers may even be approved for as much as £1500. Customer must take liability to ensure that their personal bank supports faster payments to receive same day transfer, upon approval. Customers approved by 14:30 can expect to receive funds on the same day. Loan decisions are dependent upon credit verification which may take up to 30 minutes or even longer.

It is suggested that the borrowers payback the full borrowed amount to direct payday loan lender. This is better to be done within the provided deadline and in case the borrower is not capable of paying back the borrowed amount within the deadline then the direct payday loan lender can implement a secondary repayment procedure. However, in this case, the borrower has to notify the direct lender in advance.* The secondary payment procedure is a process where the borrower obtains the opportunity to repay his or her loan amount allowing to diminish the loan in terms of instalment. Under this method the borrower pays a portion of his principal amount in addition to the interest.


Representative APR 1213%

APR(Annual Percentage Rate) Example:
Amount of Credit: £300 for 28 days; Total Amount Payable: £365; Total Interest: £108;
Interest Rate: 284% P.A. (variable). For more details, see representatice example.

Rollover

Here at Quick Fast Cash Loan, responsible direct lenders do not encourage the borrowers for rolling over their Payday Loans or Instalment Loans for those whom are unable to repay the cash loans within the maturity date. We always intend to act as a responsible financial service provider by ensuring that direct lenders verify the financial capability of the borrower for repaying the entire loan amount within the agreed time without any extra pressure. We understand the consequences of any payment failure which would lead the borrower to paying penalty charges and additional interests. We recommend all customers who are obtaining payday and instalment loans through our service to repay entire cash loan amount within the maturity date. If the borrowers become unable to repay the cash loan amount by the maturity date, then direct lender might establish an alternative payment method if they contact us in advance.* The alternative payment procedure is designed such method where the borrower will pay a part of principal amount along with the interest. This method allows the borrower reducing his/her debt instalments eventually while saving them from potentially harmful credit affects.

Implications of Non-payment

We strongly suggest the borrowers who wish to obtain payday loans or instalment loans using our service, to repay the full loan amount within the agreed repayment time period with the lender. Because failure to do so would be considered as Non-payment and the borrower would end up paying penalty charges and additional interest charges, which could also affect his/her Credit Rating and may leave an impression on their credit history. The direct lenders are within the legal rights to charge additional interest rate and penalty as per their company policy. With the intension of being responsible lenders, direct lenders may contact their customers through email, phone call, SMS and also in writing before the cash loan maturity date to ensure on-time repayment. If the borrower realizes that he/she would be unable to repay the entire cash loan amount before maturity date, then their direct payday lender might set up an alternative repayment method.* if the borrower contacts their lender in advance. If the direct lender do not receive any repayment or come to an agreement for alternative method with the borrower then the lender might even move for legal help for repeated non-payment.

Late repayments will cause an additional charge of £15 and 0.78% interest per day for as long as 60 days. Upon continued nonpayment, borrowers may be reported to credit agencies which may have a significant effect on your financial credibility in the future.

Renewal Policy

If the borrowers fail to repay the entire payday loan amount within the agreed time with the direct lender due to any unforeseen reason, then they can contact their lenders before maturity date to apply for a time extension on the existing loan, which is known as Loan Renewal.* All the renewals are subject to approval and customer eligibility and the direct lenders have all the rights deny any renewal request. After justifying the eligibility your lender would contact you and issue additional time period for repaying the existing amount with your consent. This extension procedure is free of cost. However, the lender might charge additional interest rate per week for the extended period of time.

Wealth Warning

Payday loan does not provide long term financial solution (In that case, you can obtain Instalment Loan from us and repay them within 6 months). This loan process is designed to support people in overcoming their brief financial troubles and only offered for a short period of time. If you are in extreme financial problem and searching for a long lasting resolution, then it is strongly suggested to look for advice from an expert financial consultant. We strongly suggest our users to repay the whole loan amount to their lending companies within the loan maturity date and if they become unable to repay the loan amount by the maturity date, then the direct lender might establish an alternative payment method if the borrowers contact them in advance.* The alternative payment procedure is designed such method where the borrower will pay a part of principal amount along with the interest. This method allows the borrower reducing his/her debt instalments eventually while saving them from potentially harmful and long lasting credit effects.

"Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.